Automate your Charles Schwab account without writing code.
JorgAI is an AI auto-trading platform that connects to your existing Charles Schwab brokerage account, including accounts that came over from TD Ameritrade. You set the risk rules once, and the AI scans the market through the trading session and places whole-share trades inside your own Schwab account. Schwab requires re-authorizing the connection every 7 days; JorgAI keeps the token fresh in between and reminds you when it is time. Your money never leaves Schwab, and JorgAI has zero withdrawal permissions.
Zero withdrawal permissions · 7-day free trial · no credit card
Connection method
OAuth sign-in on schwab.com
Coding required
None
Order sizing
Whole shares only
Re-authorization
Every 7 days (Schwab policy), JorgAI reminds you
How JorgAI connects to Schwab
- 1Have a Charles Schwab brokerage account. Accounts inherited from TD Ameritrade count.
- 2In JorgAI, go to Settings, then Broker, and pick the Schwab tile.
- 3Click Connect with Schwab. A Schwab sign-in page opens on schwab.com.
- 4Sign in with Schwab directly and approve access.
- 5Schwab sends you back to JorgAI, connected and ready.
New to Schwab? Open an account at schwab.comexternal
JorgAI never sees your Schwab password or your two-factor code. Schwab handles the sign-in itself and returns only an authorization token, which is encrypted before it is stored and is never logged or returned in any API response. You can revoke it any time from Schwab's connected-apps settings.
Watch the walkthrough
Schwab at a glance.
- Connection method
- OAuth sign-in on schwab.com
- Coding required
- None
- Order sizing
- Whole shares only
- Re-authorization
- Every 7 days (Schwab policy), JorgAI reminds you
- Stocks and ETFs
- Supported, commission-free at Schwab
- Crypto
- Not supported by Schwab
- Withdrawal access
- None. Trades only
- TD Ameritrade accounts
- Supported after migration
- Free trial
- 7 days, no credit card
New to Schwab? What to expect.
The plain-English basics for anyone opening their first Schwab account.
- Cost per stock trade
- $0
- Minimum to open
- $0
- Account fees
- None
- Your money's protection
- SIPC insured
- Who they are
- Founded 1971
- Time to open an account
- ~10 minutes
Commission-free online stock and ETF trades. JorgAI trades stocks, so the AI's trades cost nothing in commissions.
No minimum deposit to open a standard brokerage account.
No monthly maintenance or annual fee on a standard brokerage account.
Securities protected up to $500,000, including $250,000 for cash claims.
One of America's largest and best-known brokers, with tens of millions of customer accounts.
Fully online. Most accounts are approved the same day.
What to know before you connect.
Schwab asks you to reconnect every 7 days, and JorgAI handles the rest
Schwab issues an access token that expires every 30 minutes and a refresh token that expires after 7 days. JorgAI refreshes the access token in the background every 15 minutes, so a normal week never interrupts trading. When the 7-day limit hits, JorgAI pauses new orders, keeps your settings and positions exactly as they were, and sends you an in-app reminder plus an email. Reconnecting is the same one-click sign-in as the first time. This is Schwab's security design, not a JorgAI limitation.
Whole shares only
Schwab's API does not accept fractional-share orders, so JorgAI sizes every Schwab trade down to a whole number of shares. If your position size does not cover one share at the current price, the trade is skipped and your activity log says why. Set a maximum price per share in your trade settings so the AI only considers stocks you can buy in whole shares.
Coming from thinkorswim or TD Ameritrade
Accounts that migrated from TD Ameritrade connect like any other Schwab account. thinkorswim's conditional orders and brackets still work alongside JorgAI; what JorgAI adds is the part thinkorswim cannot do on its own, deciding what to enter next and placing it while you are away.
Test with simulated money before you connect Schwab
Schwab's API has no paper-trading mode, so you cannot rehearse against a fake Schwab account. Every JorgAI account can run the same AI and rules against a free brokerage paper account first, with real-time market data. Watch a week of scans and exits, then connect Schwab for live trading.
No crypto on Schwab
Schwab does not offer crypto trading, so a Schwab connection covers stocks and ETFs. If crypto matters to you, Alpaca is the broker that supports it.
You keep every control
Auto-trading is off until you turn it on. You set the stop-loss, the daily loss brake, position sizing, and how aggressive the AI is allowed to be. You can pause it in one click.
One broker at a time
JorgAI connects to one brokerage at a time. Switching brokers later clears the trade history for a clean slate, and your new positions and balances sync automatically.
Frequently asked questions
Can I automate trading on Charles Schwab?
Yes. JorgAI connects to your Schwab account through Schwab's own OAuth sign-in and places trades according to rules you set. Schwab does not offer built-in AI automation, so a third-party platform like JorgAI is how automated trading is added to a Schwab account.
Does JorgAI see my Schwab password?
No. Sign-in happens on schwab.com, handled by Schwab. JorgAI receives only an authorization token, which is encrypted at rest and never logged.
Can JorgAI withdraw money from my Schwab account?
No. The connection has zero withdrawal permissions. It can place trades according to your rules, but funds cannot be moved out of your account by JorgAI.
Do I need to know how to code?
No. Everything is set up in the JorgAI portal: you sign in on schwab.com, choose your risk settings, and turn auto-trading on. Schwab's Trader API is what makes automation possible, and JorgAI has already done the API work.
Why does Schwab make me reconnect every week?
Schwab's refresh token expires after 7 days and cannot be extended. JorgAI refreshes the shorter-lived access token automatically in between, so a normal week is uninterrupted. When the weekly limit hits, JorgAI pauses new orders, keeps your settings and positions, and reminds you in the app and by email to sign in again.
Can it buy fractional shares in my Schwab account?
No. Schwab's API is whole shares only, so JorgAI rounds each order down to a whole number of shares and skips a trade when your sizing does not cover one share. A maximum price per share setting keeps the AI's candidates within reach of your position size.
Can I test it before trading real money?
Yes. Schwab itself has no paper-trading API, but every JorgAI account can run the same AI and rules against a free brokerage paper account with real-time data first. Once you are comfortable, connect Schwab for live trading.
Does it work with a TD Ameritrade account?
Yes, if your account has migrated to Charles Schwab. Accounts inherited from TD Ameritrade connect the same way as any other Schwab account, and thinkorswim keeps working alongside it.
What does it cost?
JorgAI plans start at $14.99 per month, with a 7-day free trial on paid plans and no credit card required to start. Schwab charges its own commissions, which are $0 for stocks and ETFs.
Can I stop the AI at any time?
Yes. Auto-trading can be paused in one click, and you can disconnect the broker entirely or revoke JorgAI's access from Schwab's connected-apps settings.
Guides for Schwab traders
Documentation
Put your Schwab account to work.
Answer four questions, see your AI trader, and connect when you are ready. Nothing is charged today.
JorgAI is an independent software provider and is not affiliated with, endorsed by, or sponsored by Charles Schwab. Charles Schwab is a trademark of its respective owner. Trading involves substantial risk of loss.