Day trading rules and PDT

Jorg AI supports both swing trading and day trading, with automatic FINRA PDT (Pattern Day Trader) rule enforcement.

Swing trading (default):

Buy a position on one market day and sell on a future day. This is the safest approach for most traders and doesn't trigger PDT restrictions.

Day trading:

Buying and selling the same security within the same trading day. Under FINRA Rule 4210:

• Accounts with less than $25,000 equity are limited to 3 day trades per rolling 5 business days
• Accounts with $25,000+ equity can day trade without limits
• Violating the PDT rule can result in account restrictions from your broker

How Jorg AI enforces this:

1. Day trading is disabled by default - enable it in Settings > Trading
2. When enabling day trading, Jorg AI checks your Alpaca account equity against the $25,000 threshold
3. Before every trade, Jorg AI checks your account equity and day trade count
4. If you'd exceed the limit, the order is blocked with an explanation
5. Your PDT status is displayed at the top of the Trading page

Tip: If you're under $25k, use your 3 day trades strategically on high-conviction setups.